Mobile Games as Tools for Teaching Financial Literacy
Gary Rivera February 23, 2025

Mobile Games as Tools for Teaching Financial Literacy

Thanks to Sergy Campbell for contributing the article "Mobile Games as Tools for Teaching Financial Literacy".

Mobile Games as Tools for Teaching Financial Literacy

The evolution of gaming has been a captivating journey through time, spanning from the rudimentary pixelated graphics of early arcade games to the breathtakingly immersive virtual worlds of today's cutting-edge MMORPGs. Over the decades, we've witnessed a remarkable transformation in gaming technology, with advancements in graphics, sound, storytelling, and gameplay mechanics continuously pushing the boundaries of what's possible in interactive entertainment.

Gamification extends beyond entertainment, infiltrating sectors such as marketing, education, and workplace training with game-inspired elements such as leaderboards, achievements, and rewards systems. By leveraging gamified strategies, businesses enhance user engagement, foster motivation, and drive desired behaviors, harnessing the power of play to achieve tangible goals and outcomes.

This study examines how engaging with mobile games affects attention span and cognitive control processes. It investigates both the potential benefits, such as improved focus, and the risks, such as attention deficits.This paper analyzes the development and diversification of mobile game genres over time, highlighting key trends and innovative game mechanics. It discusses how these changes reflect technological advancements and shifting player preferences.

This research examines the role of geolocation-based augmented reality (AR) games in transforming how urban spaces are perceived and interacted with by players. The study investigates how AR mobile games such as Pokémon Go integrate physical locations into gameplay, creating a hybrid digital-physical experience. The paper explores the implications of geolocation-based games for urban planning, public space use, and social interaction, considering both the positive and negative effects of blending virtual experiences with real-world environments. It also addresses ethical concerns regarding data privacy, surveillance, and the potential for gamifying everyday spaces in ways that affect public life.

This paper presents a sociocultural analysis of the representation of gender, race, and identity in mobile games. It explores how mobile games construct social identities through character design, narrative framing, and player interaction. The research examines the ways in which game developers can either reinforce or challenge societal stereotypes and cultural norms, with a particular focus on gender dynamics in both player avatars and character roles. Drawing on critical theories of representation, postcolonial studies, and feminist media studies, the study explores the implications of these representations for player self-perception and broader societal trends related to gender equality and diversity.

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This research explores the intersection of mobile gaming and digital citizenship, with a focus on the ethical, social, and political implications of gaming in the digital age. Drawing on sociotechnical theory, the study examines how mobile games contribute to the development of civic behaviors, digital literacy, and ethical engagement in online communities. It also explores the role of mobile games in shaping identity, social responsibility, and participatory culture. The paper critically evaluates the positive and negative impacts of mobile games on digital citizenship, and offers policy recommendations for fostering ethical game design and responsible player behavior in the digital ecosystem.

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This research examines the application of Cognitive Load Theory (CLT) in mobile game design, particularly in optimizing the balance between game complexity and player capacity for information processing. The study investigates how mobile game developers can use CLT principles to design games that maximize player learning and engagement by minimizing cognitive overload. Drawing on cognitive psychology and game design theory, the paper explores how different types of cognitive load—intrinsic, extraneous, and germane—affect player performance, frustration, and enjoyment. The research also proposes strategies for using game mechanics, tutorials, and difficulty progression to ensure an optimal balance of cognitive load throughout the gameplay experience.

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